Working capital, cards, factoring, and the cost of each. Including when the right answer is to borrow nothing.
1 product reviewed · 5 guides · scored against a published rubric
Scores are out of 100 against five weighted criteria. The badge on each row tells you whether we own it, get paid for it, or get nothing.
A side-by-side comparison of merchant cash advances, SBA and bank term loans, and business lines of credit — on real cost, speed, risk and…
11 minFundingHow to convert a merchant cash advance factor rate into a real annualized cost, why the two numbers are not comparable as printed, and the…
8 minFundingWhat a 500-600 FICO score actually rules out, which funding routes stay open, and how to improve the file that revenue-based underwriters…
9 minFundingHow merchant cash advance stacking works, the arithmetic that makes it unsurvivable, the warning signs, and the four legitimate ways…
7 minFundingSeven situations where taking working capital reliably makes a small business worse off, and what to do instead in each…
8 minTell us what you are trying to buy and we will review it. We publish what we find, including when the honest answer is that nothing in the category is worth it.